Helpful calculators to estimate your borrowing capacity, loan repayments and any Government charges payable on your property.
How Can I pay my Home Loan faster? Chances are, you took out your home loan over the standard 30 year loan term. But let’s be honest, do you really want to be paying your off your mortgage for this long? Here are 10 tips to help you pay off your loan much quicker,...
How to Approach Car Finance With the end of the Financial Year upon us now can be an opportune time to consider purchasing a new vehicle. For the majority of us this means applying for a car loan to finance the purchase. It’s vital that you carefully consider all of...
Helpful Fact Sheets Here you can find a number of helpful fact sheets. Whether you are a First Home Owner, or would just like to better understand the Lending process our helpful documents should be able to provide plenty of useful information. If the information you...
New or Established Investment Properties? Once you’ve decided to start your investment portfolio, one of the first decisions you’ll have to make is whether to buy a new or an established property. You’ll find advocates for both options, and ultimately it will come...
Is Property Investment Worth it? Australians have long had a love affair with property, and it doesn’t just stem from the need to have a roof over their head. Many Australians see investment in property as a way to set them up in retirement. However, in the last...
Loan Features Explained It’s no secret that everyone has different financial circumstances and goals. Whether you’re taking your first step in to the property market, or have an aggressive investment strategy, no two applications are the same. It's important to...
What are Genuine Savings? When assessing a home loan application, usually a lender wants to see Genuine Savings. They are keen to establish that you have the ability to save money. Why? This helps them to evaluate whether you have the capacity to make your monthly...
What is Lenders Mortgage Insurance? Often called LMI, Lenders Mortgage Insurance is charged when the amount of equity in your home, or the amount of deposit you have, is lower than the bank's required safety margins. Paying this insurance premium enable buyers to get...
Bridging Loans Explained You may already have a mortgage on your current home, however have found your dream home and need to secure finance before someone else snaps it up. The majority of buyers will need the funds from the sale of their existing home to finance the...
I cannot recommend a more genuine and honest Mortgage Broker. Mike has been so lovely and understanding to our needs from our first phone call and has made our whole experience a very stress free one. I would highly recommend Mike to anyone and will recommend his services. Thank you so much for all of your help
Joel & Bree - Aberglasslyn, NSW
I had never considered using a broker until I was getting messed around by the bank. That was basically because I didn't understand what they did. If you have something quirky like you are on a pension, work for yourself or you've got different streams of income your own bank might balk at that (which mine did). Mike lifted my spirits pretty much immediately as he explained what his plan of action was for my circumstances. I felt confident that he would source my finance with his information and contacts about what institution offered the best fit for me. Mike took over all the research and with that the worry about finance. I'd never undertake a home loan again without getting Mike on board to assist. Thanks so much for your empathy and commitment Mike 🙂
Michelle - Medowie, NSW
Both John and I would like to take this opportunity to express our sincere appreciation for your recent support in our search to find the best possible mortgage solution to meet our specific requirements. After our initial discussions, you proceeded without delay to source the best solution to meet the discussed criteria and kept us informed of the progress along the way. As we had not used a broker previously, having dealt directly with the lenders only in our previous dealings, I can say that the whole process from loan application to approval was made easier with the help of Mike. We valued your input and feel confident that should we have need in the future, we would have no hesitation in calling you for your assistance. Thank you once again for all your help.
Mike was the most helpful efficient broker I've ever spoken to. His professionalism, knowledge and help is second to none. I would highly recommend Mike to anyone.
Mike was exceptional, making me feel like I was his only client and that his whole intention was to get the best outcome for me. I have recommended him to anybody that just starts talking about loans. He was very professional.
Mitchell - Singleton, NSW
Mike is fantastic he has helped us head towards our future goals when everyone else promised the world but couldn't deliver. Very realistic and straight forward.
Great to deal with professional and friendly 😊
Alicea & Nathaniel - Scone, NSW
Excellent service. We come from a regional area, Mike made the effort to travel to keep the service efficient and personal.
Margaret & Grahame -Tamworth, NSW
Mike was very professional! He really looked after us by coming to our house which we found very convenient with having young children. Nothing was a problem and he was happy to answer any questions we had to ask. Would highly recommend!
Tyler & Christina - Heddon Greta, NSW
After seeing another broker that was not very helpful, we then contacted Mike and he made buying a new house so much easier!! He has worked his butt off to get things sorted out for us and came to our house for meetings which made it so much easier with children. Would definitely recommend Mike to anyone. Very friendly and down to earth guy. Thanks Mike
Donna & Brad
I couldn’t speak highly enough of the service and professionalism Mike provided when setting us up with our new home loan. He completely simplified the process and constantly kept us up to date each step of the way.
Would highly recommend him to anyone!
Randall & Emily - Bolwarra Heights, NSW
Mike was a great help in finding us a home loan that suited our needs. He was always proactive about following up with the bank, real estate agents and conveyancers to make sure our purchase was completed without a hitch. I would highly recommend engaging Mike's services if you're purchasing a home or changing mortgage providers.
Sarah & Eamon - Canberra, ACT
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Fijoca Finance Pty Ltd ABN 21 611 779 554, Credit Representative Number 489286 is authorised under Australian Credit Licence 389328
Your full financial situation will need to be reviewed prior to acceptance of any offer or product