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Loan Features Explained

Loan Features Explained

Loan Features Explained It’s no secret that everyone has different financial circumstances and goals. Whether you’re taking your first step in to the property market, or have an aggressive investment strategy, no two applications are the same. It’s important to...
What are Genuine Savings?

What are Genuine Savings?

What are Genuine Savings? When assessing a home loan application, usually a lender wants to see Genuine Savings. They are keen to establish that you have the ability to save money. Why? This helps them to evaluate whether you have the capacity to make your monthly...
What is Lenders Mortgage Insurance?

What is Lenders Mortgage Insurance?

What is Lenders Mortgage Insurance? Often called LMI, Lenders Mortgage Insurance is charged when the amount of equity in your home, or the amount of deposit you have, is lower than the bank’s required safety margins. Paying this insurance premium enable buyers...
What is Bridging Finance?

What is Bridging Finance?

Bridging Loans Explained You may already have a mortgage on your current home, however have found your dream home and need to secure finance before someone else snaps it up. The majority of buyers will need the funds from the sale of their existing home to finance the...
Divorce – How do I Keep the Family Home?

Divorce – How do I Keep the Family Home?

Divorce and your mortgage – I want to buy my partners share of our home There’s no doubting that Divorce is a stressful time for all parties involved. However, in many instances one of the parties wishes to remain in the family home and doing so isn’t as easy as...
Guarantor Home Loans

Guarantor Home Loans

Guarantor Loans As many of us have experienced, saving a deposit is both time consuming and frustrating! Saving a 20% deposit can be so difficult in a housing market where prices are consistently rising. Chances are you are paying rent at the same time, making it...